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Nancy Guzman is an Expert Realtor for the Metro Denver Colorado area, who can help you decide where to live.  Because, Nancy understands finding your special place means taking in many factors that include accessibility to work, education and recreational activities.  It also includes the size and style of your home, the style of the neighborhood that will make you feel more at home.  All of these factors must come together to make your new Metro Denver Colorado home, feel like home.

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Before you Sell or Purchase a Metro Denver Colorado FSBO Home...

Trust, but Verify!

Denver Colorado Real Estate FSBO Properties

How to BUY or Sell your HOME, YOURSELF, and save money, while also saving your MIND!

After you have decided on your personal financial goals,

    • Deciding where and when to move

    • Selling your property quickly

    • Receiving as much cash as possible from the transaction in order to buy another home or make investments

    • Determining the highest price you are willing to accept

    • Minimizing the tax consequences of the sale

you can now proceed!

Example of what you are trying to accomplish!

    • Sales Price of Home: $150,000.00

    • If you paid a BUYER'S REALTOR, a commission, that equates to 2.8%, to buy your Home, your cost: $ 4,200.00

How much do you want to save in commissions, to BUY the Home in the fastest amount of time, yourself?????? This should be part of your calculations!

The following is an overview list of legal/home services required for you to BUY your home, directly or in-directly, in a timely manner.

HOME BUYING/SELLING REQUIREMENTS

YOU WILL DO IT!

YOUR CONSULTANT WILL DO IT!

YOU CAN "PRINT-OUT" THIS PROGRAM FROM THE INTERNET!

CHECK IT, IF IT IS YOU?

WRITE THE NAME OF YOUR CONSULTANT OR HOME SERVICE BUSINESS.
ESTABLISHING A HOME BUYING PRICE

CERTIFYING THE HOME VALUE

ASSEMBLE PROPERTY RECORDS CERTIFICATION

HOME OWNERSHIP DOCUMENTS

INSURANCE DOCUMENTS

LOAN DOCUMENTS

CAPITAL IMPROVEMENT DOCUMENTS

MAINTENANCE RECORDS

PREPARE NET PROCEEDS WORKSHEET

CALCULATE ESTIMATED NET PROCEEDS

SELECT HOME SERVICE CONSULTANTS

UNDERSTAND THE LEGAL AND DISCLOSURE REQUIREMENTS

UNDERSTAND THE DISCLOSURE STATEMENT

WILL YOU HAVE TO MAKE IMPROVEMENTS?

WILL YOU HAVE TO MAKE REPAIRS?

WHO WILL BE THE CONTRACTORS FOR THE UP-GRADES AND REPAIRS OF THE HOUSE?

WHO WILL HANDLE ALL NEGOTIATIONS?

WHO WILL HANDLE ALL COUNTER-OFFERS?

WHO WILL HANDLE AND BE RESPONSIBLE FOR ALL HOME SELLING CONTRACTS?

WHO WILL HANDLE AND BE RESPONSIBLE FOR THE CLOSING OF THE SALE?

WHO WILL HANDLE THE WALK-THROUGH INSPECTION OF THE NEW OWNER?

WHO WILL RECONCILE THE CLOSING STATEMENTS?

WHERE WILL YOU ACQUIRE THE WORKSHEETS, FORMS AND CONTRACTS, WITH CONSULTATION?

(PLEASE KEEP READING)

ACCOUNTANT FORM

ADDRESS CHANGE AND RECORDS TRANSFER

ASKING PRICE DETERMINATION

CLOSING AGENT/ESCROW QUESTIONS

CONDITIONS--WORKING OR COUNTEROFFER

ESTIMATE OF PROCEEDS--PRELIMINARY, WORKING OR COUNTEROFFER

FINAL TAX IMPLICATION

FINISHING TOUCHES CHECKLIST

GOALS/NEGOTIATING GOALS--PRELIMINARY OR PRIORITIZED

HOME INSPECTOR CHECKLIST

QUESTIONS TO ASK YOUR LENDER

NET PROCEEDS

OWNERSHIP COSTS

PROPERTY RECORDS

REPAIRS

TITLE COMPANY QUESTIONS

WALK-THROUGH INSPECTION

ADDITIONAL CONTRACTS REQUIRED!

Condition(s) Release

Contract Changes and Additions

Counteroffer

Notice to Buyer to Remove Condition(s)

Purchase Contract for Real Estate and Deposit Receipt

Purchase Contract for Real Estate--Additional Terms and Conditions

Real Estate Disclosure Statement

Have second thoughts? Here are your options!

Do it yourself. A-Z

Or........

Have a REALTOR do it all.

Or........

one

GET TOTALLY PRE-QUALIFIED BY AN EXPERT MORTGAGE LENDER

two

DECIDE ON THE MAXIMUM PRICE TO BE PAID FOR A HOME

three

ACCESS THE INFORMATION FROM A CENTRAL LIBRARY FOR LOCAL NEWSPAPERS, TO ACQUIRE A LIST OF "FSBO'S", FOR THE PAST THIRTY DAYS

four

ACCESS THE INTERNET FOR THE WEB SITE; www.realtor.com, AND THEN LIST THE HOMES THAT MEET MY COMMUNITY/SPECIFICATIONS OF THE HOME WANTED

five

INSPECT THE HOMES FOR THEIR APPEARANCE AND AVAILABILITY

six

MAKE AN OFFER FOR THE HOME, NORMALLY 5% LESS THEN THE OWNER WANTS, AND WILL SETTLE FOR 2 1/2% LESS

seven

HIRE AN EXPERT REALTOR, AND PAY A FLAT $ 500.00, FOR THE REALTOR TO:

A. REVIEW ALL WORKSHEETS, FORMS AND LEGAL DOCUMENTS OF THE HOME BEING PURCHASED

B. SUPPLY THE COST COMPARABLES FOR THE PROPERTY

eight

ACQUIRE ALL DOCUMENTS REQUIRED FOR THE PURCHASE AND STUDY THEM

nine

HIRE A REAL ESTATE CLOSING EXPERT FOR $ 1,000.00

ten

I WOULD ASK THE FINAL QUESTION OF MYSELF; "Do I understand all of the home purchasing requirements, and what is it, that I am unsure of, and then, I would make all of the final corrections, before signing any contracts."

We have INFORMATION that will assist you, to establish your home buying/selling program, that will help you understand the total package of selling/buying a home, and highly reduce your "learning curve". All forms, worksheets and questions to ask, are available.

"Plus"

Over 50 Web Sites of Excellent Mortgage Loan Information.

"Plus"

Over 50 Web Sites of Excellent Realtor Home Buying/Selling Information.

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