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Nancy Guzman is an Expert Realtor for the Metro Denver Colorado area, who can help you decide where to live. Because, Nancy understands finding your special place means taking in many factors that include accessibility to work, education and recreational activities. It also includes the size and style of your home, the style of the neighborhood that will make you feel more at home. All of these factors must come together to make your new Metro Denver Colorado home, feel like home.

For a PERSON that wants a New Home and has GOOD CREDIT*, only EXPERT MORTGAGE LENDERS and EXPERT REALTORS with their Competitive Programs and Rates, will allow You to sleep with confidence while your HOME BUYING TRANSACTION IS BEING COMPLETED.

*Includes persons with a past history of bad credit, or you just want to start over again, and have minimal credit or don't have any credit!

QUICK QUALIFIER

THE FOLLOWING CHART IS DESIGNED AS A GUIDE TO HELP PROSPECTIVE HOME BUYERS DETERMINE THE AMOUNT OF MORTGAGE FINANCING THEY CAN QUALIFY FOR. THE CHART ASSUMES AN INCOME TO HOUSING RATION OF 33% AND A 20% DOWN PAYMENT. HOME BUYERS MAY QUALIFY FOR MORE OR LESS THAN INDICATED ON THE CHART, DEPENDING ON CREDIT HISTORY, EMPLOYMENT STABILITY, AMOUNT OF DOWN PAYMENT, AND THE TYPE OF LOAN THEY ARE CONSIDERING.

INCOME..7%........7 1/2%...8%........8 1/2%...9%........9 1/2%...10%

$30,000..........$101,500..$96,500.....$92,000....$87,800.....$83,900....$80,300......$76,900

$34,000..........$115,000..$109,400...$104,300..$99,500.....$95,100....$91,000......$87,200

$38,000..........$128,500..$122,300...$116,500..$111,200...$106,300..$101,700....$97,400

$42,000..........$142,000..$135,200...$128,800..$122,900...$117,400..$112,400....$107,700

$46,000..........$155,600..$148,000...$141,100..$134,600...$128,600..$123,100....$117,900

$50,000..........$169,100..$160,900...$153,300..$146,300...$139,800..$133,800....$128,200

$54,000..........$182,600..$173,800...$165,600..$158,000...$151,000..$144,500....$138,500

$58,000..........$196,200..$186,600...$177,800..$169,700...$162,200..$155,200....$148,700

$62,000..........$209,700..$199,500...$190,100..$181,400...$173,400..$165,900....$159,000

$66,000..........$223,200..$212,400...$202,400..$193,100...$184,600..$176,600....$169,200

$70,000..........$236,700..$225,300...$214,600..$204,800...$195,700..$187,300....$179,500

$74,000..........$250,300..$238,100...$226,900..$216,500...$206,900..$198,000....$189,700

$78,000..........$263,800..$251,000...$239,200..$228,200...$218,100..$208,700....$200,000

$82,000..........$277,300..$263,900...$251,400..$239,900...$229,300..$219,400....$210,200

$86,000..........$290,800..$276,700...$263,700..$251,700...$240,500..$230,100....$220,500

$90,000..........$304,400..$289,600...$276,000..$263,400...$251,700..$240,800....$230,800

$94,000..........$317,900..$302,500...$288,200..$275,100...$262,900..$251,500....$241,000

$98,000..........$331,400..$315,400...$300,500..$286,800...$274,000..$262,200....$251,300

$100,000........$338,200..$321,800...$306,600..$292,600...$279,600..$267,600....$256,400