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Nancy Guzman is an Expert Realtor for the Metro Denver Colorado area, who can help you decide where to live. Because, Nancy understands finding your special place means taking in many factors that include accessibility to work, education and recreational activities. It also includes the size and style of your home, the style of the neighborhood that will make you feel more at home. All of these factors must come together to make your new Metro Denver Colorado home, feel like home.

For a PERSON that wants a New Home and has GOOD CREDIT*, only EXPERT MORTGAGE LENDERS and EXPERT REALTORS with their Competitive Programs and Rates, will allow You to sleep with confidence while your HOME BUYING TRANSACTION IS BEING COMPLETED.

*Includes persons with a past history of bad credit, or you just want to start over again, and have minimal credit or don't have any credit!

WHY BUY A PROPERTY FOR A LANDLORD?????????

YOU ARE BUYING THE PROPERTY FOR LANDLORD, BY RENTING!!!!!!!!!!

PRESENT MONTHLY RENTAL CHARGE@ $ 600.00/MONTH MULTIPLIED BY 12 MONTHS=$ 7,200.00 PER YEAR

TOTAL RENT PAID IN 3 YEARS: $ 21,600.00

WHAT DO YOU RECEIVE IN RETURN, OTHER THEN THE PRIVILEGE OF LIVING THERE?

NO TAX BREAKS (YOUR LANDLORD DOES!)

NO APPRECIATION (YOUR LANDLORD DOES)

AFTER 3 YEARS, YOU HAVE SPENT $ 21,600.00

WHY?

only you can answer that question!

NOW COMPARE WHAT YOU GET BY PURCHASING THE HOME FOR YOURSELF!

TAX BREAKS@$ 150.00 PER MONTH (BEST ESTIMATE, SEE YOUR TAX CONSULTANT)

APPRECIATION FOR A $ 90,000.00 HOME@ 5 % in a growing area=$ 4,500.00 per year equity, estimated and divided by 12 months equals $ 375.00 monthly! (estimated)

WHAT IS POTENTIALLY ACCOMPLISHED, AFTER THREE YEARS!

IF YOU RENT, $ 0 RETURN

IF YOU PURCHASE, YOUR ASSETS HAVE INCREASED $ 13,650.00

WHAT ARE YOU LOSING BY WAITING??

you are paying $ 600.00 per month

you are losing $ 150.00 tax breaks per month

you are losing $ 375.00 in appreciation per month

you are losing $ 1,125.00 per month while you wait, and the odds are, that you will never re-capture those losses.

(ASSUMING 3 YEARS OF INCOME TAX SAVINGS AND 5% INCREASE IN VALUE PER YEAR)

WHY WAIT?

Only you can answer that question, but why not ask your MORTGAGE BANKER? They will get you started!